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Loss of Rent: Cover is usually provided for the loss of rent payable to the insured if he lets out part of the premises and does not receive the rent from his tenant following insured damage at the property.

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Many people have read or heard the stories about MERS being a trustee used by lenders which would cause them to get their loan nullified. This is not true. MERS has been ruled against and for in many states many times and in fact no longer forecloses on mortgages.

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